Please read these terms and conditions carefully before using this Web site ("site"). By using this site, you agree to all of the terms and conditions of the site. Scott & Stringfellow reserves the right to modify these terms and conditions at any time, therefore, you should revisit this page periodically, as these terms & conditions will be binding upon you.

1. No Offer To Buy Or Sell: The information provided on this site is provided to you for information purposes only. It does not constitute an offer to sell or a solicitation of an offer to buy any security or financial product that may be referenced on this site. Further, the information contained on this site does not constitute investment advice or investment advisory services.
2. Age Of Majority: By using this site, you represent and warrant that you are at least 18 (eighteen) years of age. You also represent and warrant that all the information provided by you is accurate and complete.
3. Suitability: The information on this site is descriptive of the operations of S&S and its affiliates. The products and services may not be available to you or suitable for you. Not all strategies are appropriate at all times. The opinions expressed on this site do not constitute investment advice. You should consult a licensed S&S financial advisor before investing.
4. Volatility: Securities and other financial products offered by S&S are not insured by the Federal Deposit Insurance Corporation ("FDIC") and may lose value. Investing in securities and other financial products involves risks. The value of and income from any of the securities or financial products mentioned in this site can fall as well as rise. You may receive back less than you invested or nothing at all. In addition, foreign-currency denominated securities and financial products are subject to fluctuations in exchange rates that could have a positive or negative effect on the value, price or income of such securities and financial products.
5. Performance: Any examples, illustrations, charts or other indicia of past performance are for illustration purposes only. Past performance is not necessarily a guide to future performance.
6. No Recommendations: The posting of any prospectus or any other information on this site should not be interpreted as a recommendation or opinion that you should make any purchase or sale or participate in any transaction.
7. Your Investment Decisions: You should exercise great care in using the information provided on this site or available through links from this site. It is important that you research the facts and opinions contained herein before making any investment decisions. You should take into consideration all of your financial information, including without limitation your income, net worth, risk tolerance and investment objectives.
8. No Guarantee Of Accuracy Of Information: Although S&S believes that the information on the site is reliable, we cannot guarantee the accuracy of the information, either expressly or impliedly. Similarly, we cannot guarantee the accuracy of the information available through links from this site.
9. Hyperlinks: S&S does not assume any responsibility or liability for information accessed via hyperlinks ("links") to or from third party sites. The existence of such links should not be construed as an endorsement, approval or verification by S&S of any content available on linked sites. S&S provides these links as an accommodation to you and solely for information purposes. By providing access to other sites, S&S is not recommending the purchase or sale of products or services provided by the sponsoring organization of any linked sites. S&S does not review, monitor or supervise the content of any linked sites. If you choose to access a linked site, you do so at your own risk.
10. No Tax Or Legal Advice: You should not construe information on this site as rendering tax or legal advice. S&S does not provide tax or legal advice. The products and services mentioned on the site may have tax consequences and, therefore, you should consult your tax advisor in order to understand the tax consequences of any product or service mentioned on this site.
11. Our Copyright Policy: The content of this site is the sole property of S&S or its licensors and is protected by copyright and other intellectual property laws. The content of this site may be used for your personal, non-commercial use only. By using this site, you agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content of this site to anyone without the express prior written consent of S&S. The content of our site is the valuable intellectual property of S&S or our licensors. We protect our intellectual property rights to the full extent of the law.
12. No Warranty And Limitation Of Liability: It is important that you read and understand the following warranty disclaimer. By using this site, you agree to the following-

    (a) THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION ON THIS SITE CANNOT BE GUARANTEED. S& S AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT HAVE ANY LIABILITY OR RESPONSIBILITY FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, LOST PROFITS FOR DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, PUNITIVE OR OTHER DAMAGES) YOUR RELIANCE ON, USE OF, OR INABILITY TO USE THIS SITE, OR SITES LINKED TO THIS SITE. S&S AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT HAVE ANY LIABILITY OR RESPONSIBILITY FOR ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY PART OF THE INFORMATION CONTAINED ON THIS SITE OR FOR ANY UNAUTHORIZED USE BY YOU OF THE ELECTRONIC MAIL SYSTEM;

    (b) YOU UNDERSTAND AND AGREE THAT ANY QUOTATION PROVIDED AS PART OF THE SITE MAY BE DELAYED AND MAY NOT REFLECT THE PRICES AT WHICH THE QUOTED SECURITIES MAY BE BOUGHT OR SOLD. YOU SHOULD NOT MAKE ANY DECISION TO BUY OR SELL SECURITIES BASED ON SUCH QUOTATIONS OR ON ANY OTHER INFORMATION ACCESSED ON OR THROUGH THE SITE. YOU UNDERSTAND AND AGREE THAT S&S DOES NOT GUARANTEE THAT IT WILL CONTINUE TO MAKE THE INFORMATION AND SERVICES AVAILABLE TO YOU, WHETHER BY THE SAME METHODS CURRENTLY USED OR OTHERWISE. YOU AGREE NOT TO HOLD S&S LIABLE OR RESPONSIBLE FOR ANY DAMAGES ARISING FROM A DISCONTINUATION OR MODIFICATION OF ALL OR PART OF THE PRODUCTS OR SERVICES DESCRIBED ON THE SITE;

    (c) THIS WEB SITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS, S&S AND ITS AFFILIATES, AGENTS AND LICENSORS HEREBY EXPRESSLY DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND ERROR-FREE UNINTERRUPTED SERVICES. S&S DOES NOT MAKE ANY WARRANTY OR REPRESENTATION WHATSOEVER, EXPRESSED OR IMPLIED, OR ASSUME ANY RESPONSIBILITY OR LIABILITY TO YOU REGARDING THE USE OR THE RESULTS OF THE USE OF THE PRODUCTS AND SERVICES DESCRIBED ON THIS SITE, INCLUDING WITHOUT LIMITATION ANY FINANCIAL RESULTS BASED ON THE USE OF THE PRODUCTS OR SERVICES OR ANY DELAY OR LOSS OF USE OF THIS SERVICE, OR SYSTEM PERFORMANCE AND EFFECTS ON OR DAMAGES TO SOFTWARE AND HARDWARE IN CONNECTION WITH ANY USE OF THIS SITE;

    (d) S&S SHALL NOT BE LIABLE FOR ANY HARM CAUSED BY THE TRANSMISSION OF A COMPUTER VIRUS, OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT BE USED TO ACCESS, MODIFY, DELETE, DAMAGE, CORRUPT, DEACTIVATE, DISABLE, DISRUPT OR OTHERWISE IMPEDE IN ANY MANNER THE OPERATION OF THE SITE OR ANY OF YOUR SOFTWARE, HARDWARE, OR OTHER PROPERTY;

    (e) S&S AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES INCURRED BY YOU AS A RESULT OF YOUR USE OF THE SITE. EXCEPT AS OTHERWISE PROVIDED BY LAW, S&S SHALL HAVE NO LIABILITY OR RESPONSIBILITY FOR LOSSES CAUSED BY THE NEGLIGENCE, ACTIONS OR FAILURE TO ACT OF S&S OR ANY OF ITS AFFILIATES, AGENTS AND LICENSORS, NOR SHALL THEY BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENT OR CONSEQUENTIAL DAMAGES, REGARDLESS OF WHETHER SUCH DAMAGES ARE REASONABLY FORESEEABLE OR FOR ANY LOSS THAT RESULTS FROM A CAUSE OVER WHICH S&S AND ITS AFFILIATES, AGENTS AND LICENSORS DO NOT HAVE CONTROL, INCLUDING BUT NOT LIMITED TO THE FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT, UNAUTHORIZED ACCESS, STRIKES, FAILURES OF COMMON CARRIERS OR UTILITY SYSTEMS, INCLEMENT WEATHER, OR OTHER CAUSES COMMONLY KNOWN AS "ACTS OF GOD."

13. Our Ownership Of Securities: S&S or its affiliates, officers, directors, employees and employee benefits plans may at any time be long or short any securities mentioned on this site. In addition, S&S may act as a market maker, odd-lot dealer, block positioner, arbitrager, underwriter or provide other advice or services in relation to the securities and financial products mentioned on this site. E-mail directed to a financial advisor will be first scanned by a lexigraphic software program for regulatory purposes and then delivered to the financial advisor, or supervisor, if appropriate as required by New York Stock Exchange rules. The e-mail is stored for a minimum of 3 years in a secure location. Transmission of e-mail is transmission of personally identifying information, and it is the property of S&S. It is stored for regulatory purposes in a secure file, and it may be produced to regulators upon request.
14. No Order By E-Mail: S&S will not accept orders to buy or sell securities via electronic mail. If you transmit such an order, it will not be executed. You agree not to use electronic mail for the transmission of orders to purchase or sell a security or to transfer funds, or to transmit personal credit information, or to give notice of a change of address, or to give S&S any instruction with regard to your account.
15. Internet Security: S&S shall use reasonable precautions to maintain the privacy and confidentiality of the information you have provided to us. Nevertheless, you acknowledge and agree that because the information is transmitted over the internet there can be no assurance that the information provided to or from you will remain secure. In addition, S&S may disclose such information to its employees, officers, representatives, agents and affiliates, as well as self-regulatory organizations and government entities. Disclosure may be made for any purpose related to the conduct of S&S's business, to comply with applicable securities laws, to comply with subpoenas or other legal process, or to comply with any request of any governmental agency.
16. Internet Access: Access to this site may be limited or terminated during periods of peak demand, market volatility, system upgrade, maintenance or for other reasons.
17. Governing Law: The terms and conditions herein shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia without giving effect to the principles of conflicts of law.
18. Termination: Either you or S&S may terminate this agreement and your access to the site at any time, for any reason, or for no reason. Any violation or breach by you of any of the terms and conditions herein will be cause to terminate your access to the products and services mentioned in this site without notice. Scott & Stringfellow takes the privacy and security of our clients' information very seriously. As such, access to the account information side of our website will be removed for any user who has not logged in during the previous 12 months. If your access is removed, you may reactivate your access on this website or by contacting your financial advisor.
19. Indemnification: You hereby indemnify and hold harmless S&S (and its directors, officers, employees, control persons, vendors, licensors and agents) from and against any and all claims, losses, liabilities, damages, costs and expenses (including reasonable attorney's fees and costs) arising out of or related to your use of the products or services mentioned in this site (a) in violation of this agreement, (b) in violation of any rights of S&S or its affiliates, agents or licensors, including copyright, patent, trade secret, trademark, or other intellectual property rights, or (c) in violation of any applicable law, rule or regulation. This indemnification shall be binding upon you and your executors, heirs, successors, and assigns.
20. Privacy: Scott & Stringfellow does not use cookies for data tracking. Personal information submitted through the on-line registration process is not transmitted through electronic mail for existing clients. It is stored in a secure database, which is accessed only by appropriate firm personnel. See item 16 on this page for additional information about Internet security. S&S will not use this site to collect information that may identify you (such as your name, address, telephone number or e-mail address) unless you volunteer that information through our Register Today page. For non-clients, the information you volunteer will be transmitted through electronic mail. Once received by the firm, it will be opened, reviewed and sent to a branch manager for follow up. A copy of the transmission will be stored in a secure file. We may automatically collect certain non-identifying information about you, such as the type of browser or computer operating system you use, or the domain name of the web site from which you link to us. Any information we gather, whether voluntarily provided by you or automatically collected, may be used for our internal business and marketing purposes and may be disclosed to our affiliates for such purposes.
21. Concerns: If you have a concern or complaint about your account, please contact your branch manager. (See Contact Us for complete branch contact information.) If you are unable to contact the branch manager or if you have not received a satisfactory response, please contact our Compliance Department at 909 East Main Street, Richmond, Virginia 23219, telephone: 804.780.3275.